5 Benefits and Considerations of SPIA

5 Benefits and Considerations of SPIA

5 Benefits and Considerations of SPIA Should You Consider a SPIA for Retirement Income? Table of Contents What Is a SPIA Why Retirees Consider SPIAs What You Need to Watch Out For Who Might Benefit Most from a SPIA? How to Use SPIAs in a Broader Retirement Strategy...
Compare your long term care planning options

Compare your long term care planning options

Compare your long term care planning options When it comes to preparing for long-term care, it’s essential to find a solution that aligns with your financial situation, health, and future goals. Here’s a breakdown of the key points from the comparison of Traditional...
SPIA (Single Premium Immediate Annuity)

SPIA (Single Premium Immediate Annuity)

SPIA Building a Strong Retirement Starts with the Right Foundation A strong retirement is built on four essentials: Clarity – Know how your living expenses will be covered with reliable income. Comfort – Ensure your income supports your desired lifestyle. Cost of...
Linked Benefit Plan

Linked Benefit Plan

Linked Benefit Plan The linked Benefit plan is a program that offers a long term care solution. It is simply a single whole life policy that creates security and guarantees for you and family. It gives the owner access to 100% of the life policy death benefit to help...
Aging of the Boomers and Long-Term Care

Aging of the Boomers and Long-Term Care

Aging of the Boomers and Long-Term Care Who Are the Boomers? Baby Boomers, born between 1946 and 1964, make up a significant portion of the U.S. population—77 million people—many are entering or approaching retirement. While retirement planning often begins during...
How an HSA Can Help

How an HSA Can Help

The Hidden Cost of Retirement: How an HSA Can Help Planning for Health Care Costs in Retirement: Why It Matters and How an HSA Can Help Health care is one of the biggest and most underestimated expenses in retirement. As people live longer and medical costs continue...