Linked Benefit Plan

The linked Benefit plan is a program that offers a long term care solution. It is simply a single whole life policy that creates security and guarantees for you and family. It gives the owner access to 100% of the life policy death benefit to help pay for qualified long term care expenses. This is called accelerated benefits with the option of continuation of benefits for life.

Here are four things this program can do for you:

1. Every one dollar you spend on care can save you at least two dollars of retirement income.

2. Look at it from this prospective: when you use assets to pay for unexpected care needs this will have a direct impact on your overall financial strategy.

3. The link-benefit approach helps keep your commitment to retirement income strategy.

4. If the need for care arises, you protect your retirement income, family and accumulated assets that you will eventually pass on.

What are some benefits you can be assured of when you own a care plan:

• Your dollars will never increase

• Your long term benefits never decrease

• Your dollars are available when not used for LTC

• Your dollars in plan increase in value.

Here are some highlights to keep in mind:

• You create a guarantee long term care benefit

• You create a tax-free legacy if plan never used

• Continuation of benefit extends coverage for life

• Home health benefits are available on day one or 90 elimination period

What concerns can a care plan help address in your retirement:

• Living a long life

• Managing long-term-care costs

• Reduce risk of asset portfolio

• Assist in wealth transfer

Ready to protect your income, legacy, and loved ones?
Learn how a linked benefit plan can give you long-term care coverage without compromising your retirement.

Explore our guide and take the first step toward financial peace of mind.
Contact Us to get started today.